Understand how refunds are processed, timelines for receiving funds, and the methods we use to return your money.
Refund Eligibility
Refund eligibility is determined by the cancellation policy tier selected by the host for each listing. Please refer to our Cancellation Policy for detailed information on each tier and the corresponding refund percentages.
In general, refunds may be issued in the following circumstances:
Guest cancellation within the eligible refund window
Total estimated time: 5-10 business days from cancellation to funds in your account
Refund Methods
Credit/Debit Card Refunds
Refunds are automatically returned to the original card used for payment. Processing time depends on your card issuer.
Visa / Mastercard
5-7 business days
American Express
5-10 business days
UAE Debit Cards
3-5 business days
Bank Transfer Refunds
For payments made via bank transfer or when the original payment method is no longer available, refunds can be processed via bank transfer.
UAE bank accounts: 3-5 business days
International bank accounts: 7-14 business days
May require verification of bank account ownership
OnsStay Credit
In some cases, you may opt to receive your refund as OnsStay credit, which can be applied to future bookings.
Instant availability upon request
Valid for 12 months from issue date
Can be used for any property on OnsStay
Non-transferable and non-refundable
Service Fee Refunds
The OnsStay guest service fee (9-14% of booking subtotal) is handled as follows:
Scenario
Service Fee Refund
Cancellation within full refund window
Fully refunded
Partial refund (50% tier)
Not refunded
No refund window
Not refunded
Host cancellation
Fully refunded
Property issues / Not as described
Fully refunded
Extenuating circumstances
Case-by-case basis
Special Circumstances
Property Not as Described
If the property significantly differs from the listing description, contact support within 24 hours of check-in. After verification, you may be eligible for a full or partial refund.
Safety Issues
For safety or habitability concerns (no running water, broken locks, pest infestation), contact support immediately. We prioritize guest safety and will assist with rebooking or refunds.
Extenuating Circumstances
Documented emergencies, natural disasters, or government travel restrictions may qualify for policy exceptions. Documentation is required for review.
Payment Errors
Double charges or incorrect amounts are refunded in full once verified. Contact support with your booking reference and payment details.
How to Request a Refund
Standard Cancellation Refunds: Cancel your booking through your OnsStay account. Eligible refunds are processed automatically based on the property’s cancellation policy.
Issue-Based Refunds: Contact our support team within 24 hours of discovering the issue. Provide your booking reference, photos/evidence, and a description of the problem.
Dispute Resolution: If you disagree with a refund decision, you can request a review through our Resolution Center within 14 days.